Pros and Cons of Investing in Gold and Silver

Pros and Cons of Investing in Gold and Silver

Although stocks and bonds are convenient investment avenues, they’re risky. Hence, many diversify their portfolio by also investing in precious metals like gold and silver. You don’t need to own these metals physically to invest in them because there are other secure and more liquid ways to do so. Here, we’ll discuss the pros and cons of investing in gold and silver. But first, let’s understand the differences between these metals and how to invest. Differentiating features of gold and silver A study by the World Silver Survey showed that almost half of the world’s silver supply is utilized in heavy industries and advanced technology like cell phones and solar panel cells. Because of a higher demand across major industries, silver is more likely to be impacted by the ups and downs of global economic fluctuations. This also makes it more volatile in price changes than gold. Gold has lesser uses than silver in industries and, hence, isn’t as impacted by economic fluctuations as other metals. This means its price remains relatively stable. Silver typically has a lower price per ounce than gold, making it more affordable for retail investors interested in owning precious metals as physical assets. How to invest in gold and silver? You can invest in gold and silver in various ways. Here are three popular options: Physical form You can buy these metals physically as bullion or rare coins. However, you may have to pay extra for storage and insurance in this case. Exchange-traded funds (ETFs) An alternative way to own gold and silver is to buy ETFs. In this method, the precious metals are traded electronically, so you cannot access them. While you save on storage and insurance, you may have to pay handling costs to an ETF operator responsible for holding the physical supply of gold and silver.
Top 6 lawn mowers to buy

Top 6 lawn mowers to buy

Lawnmowers are a quintessential tool to keep one’s garden and lawn pristine throughout the year. They are necessary to reinforce the healthiest grass shoots, fight weeds, add nutrients to the soil, reduce the possibility of plants being attacked by pests, and keep debris in check. However, there are many models and options for lawnmowers in the market. Here are some of the top lawnmowers in the market available for purchase. EGO Power+ LM2102SP 21-Inch Self-Propelled Lawn Mower The EGO Power+ 21-Inch Self-Propelled Mower is among the top picks in the quality lawnmowers category. This cordless device can tackle any grassy surface on the lawn and, more importantly, provide consistent performance during any weather, be it a dry climate or a rainy day. Those not used to it will take some learning to use this self-propelled mower seamlessly. Once that is done, one will enjoy using it as they glide it throughout their lawn. This mower is powered by a 56-volt, 7.5 Ah battery that runs up to an hour before needing a quick charge. Its energy efficiency means this mower can cover any lawn up to 0.50 acres on a single charge. The EGO Power+ 21-Inch Self-Propelled Mower handles short and tall grass with ease. Also, the cutting heights are easy to adjust mechanically. Among its other positives are its speed and efficiency on slopes or hills. Sun Joe MJ401E-P2 Electric Lawn Mower For buyers on a budget, this lightweight lawnmower fits the bill perfectly. Unlike the earlier example on this list, this mower is a corded model that nevertheless provides exceptional performance and a range of features at a reasonable price. A particular benefit of this product is that it does not use gas like certain mowers. One can just plug it in, press “start,” and this machine’s 12-amp motor offers consistent grass cutting effortlessly.
15 mistakes to avoid when changing oil on Jeeps

15 mistakes to avoid when changing oil on Jeeps

Changing the oil in one’s Jeep is a routine maintenance task crucial for keeping the vehicle in good condition. Failing to follow proper procedures can lead to engine damage, costly repairs, and safety hazards. Common mistakes include using the wrong oil grade, overtightening the oil filter, and improper disposal of old oil. This article explores some critical errors to avoid when changing oil in Jeeps, ensuring the longevity and performance of these rugged vehicles. 1. Neglecting the owner’s manual One of the most fundamental mistakes when changing oil on any vehicle, including a Jeep, is not consulting the owner’s manual. This manual provides vital information about the type of oil the Jeep requires, the appropriate oil filter, and the recommended oil change interval. Using the wrong oil type or filter can adversely affect the engine’s performance and longevity. 2. Using low-quality oil Opting for cheap or low-quality engine oil may save one a few dollars initially, but it can lead to engine problems down the road. High-quality oil with the right viscosity and additives helps lubricate and protect the engine’s internal components. Investing in a reputable brand of oil can prevent unnecessary wear and tear on the Jeep’s engine. 3. Overlooking oil filter replacement Changing the oil filter is as important as replacing the oil itself. The oil filter removes contaminants from the oil, ensuring the engine receives clean, well-lubricated oil. Neglecting to replace the filter can lead to oil clogs and reduced engine performance. Always change the oil filter during each oil change to maintain optimal engine health. 4. Using the wrong tools Having the correct tools is essential when changing the Jeep’s oil. Using the wrong tools can lead to stripped drain plugs or filter housings, making future oil changes more challenging. Individuals must ensure they have the appropriate socket or wrench for the drain plug, an oil filter wrench, and a suitable oil drain pan to catch the old oil.
10 common fishing mistakes one should avoid

10 common fishing mistakes one should avoid

As a beginner angler, one might be excited about the trip, from packing fishing supplies and snacks to casting the reel and making their first catch. However, fishing isn’t as easy as it looks, and there’s a lot that one could do wrong to hamper the overall experience and catch when out in open waters. That’s why one must learn about the ten common mistakes that could be made during the activity and avoid them. Not preparing in advance One of the first mistakes people make before going on a fishing expedition is not preparing in advance. They might end up leaving without any proper gear or sometimes none at all. This could hamper the fishing experience and even mess with their first catch. So, before going fishing, one must ensure preparations are made in advance. A few things to remember include researching the ideal fishing spots based on the season and the crowd. One should also ensure all the equipment (rods, reels, bait, and snacks are packed and that they wear fishing gear that matches the weather to avoid inconvenience. Using the wrong reel and rod While one could use any reel and rod to go fishing, if it is the incorrect one, the catch might not be as good as expected. That’s why one must purchase and carry equipment appropriately sized for the type of fish they are pursuing. For example, those who pick a 12-pound-class reel might find it heavy for tossing tiny jigs and spinners, which usually attract black crappie. On the other hand, a four-pound-class ultralight rod might be suitable to cast small jigs but may not handle largemouth bass. Therefore, one should do their research to find the ideal rod and reel for the occasion and keep an arsenal of equipment handy in case they need to switch to another rod while fishing.
11 mistakes to avoid when choosing internet service providers

11 mistakes to avoid when choosing internet service providers

From managing finances to shopping on ecommerce sites and paying bills, individuals rely heavily on the Internet today to fulfill several essential daily activities. After all, a speedy internet connection is well classified among the most fundamental necessities in the present time. A reliable internet service provider offers a speedy internet connection and the flexibility to pick from various internet packages. Therefore, here are some mistakes to avoid for a seamless and reliable internet connection: Underestimating or overestimating one’s bandwidth requirements A common mistake when choosing an internet service provider is failing to understand one’s bandwidth requirements. For example, if multiple devices are connected to the Internet at once or one utilizes the Internet frequently for downloading files and watching streaming videos, one would require more bandwidth. In contrast, one can opt for more reasonable internet packages in case of fewer bandwidth needs or if one uses the Internet only for basic activities. Evaluating one’s bandwidth requirements can help choose a service provider with the ideal internet package. Not checking for hidden charges Checking for potential hidden charges while choosing an internet service provider is essential to minimize overhead expenses and understand where one’s money is being spent. Some common hidden charges levied by internet service providers include equipment rental charges, installation fees, and activation charges. Not researching the different Internet service providers Different internet service providers may offer different internet packages at various rates. The best bet is to be flexible about the internet service provider to opt for and research all the available options. Comparing the features of the packages offered by different providers vis-a-vis the prices can help one pick the most suitable provider based on one’s requirements and budget range. Failing to read the service-level agreement carefully Internet service providers provide a service-level agreement to describe the responsibilities of both parties, i.e., the service provider and the customer.
12 tips to help resist tobacco cravings

12 tips to help resist tobacco cravings

Tobacco consumption is associated with several health problems, including oral cancer, emphysema, heart disease, and stroke. Approximately 28.3 million adults nationwide smoke cigarettes, the most common form of tobacco use globally. With increasing awareness of its harmful effects, many individuals are taking active measures to quit tobacco. However, abstaining from it can pose several challenges, particularly during the initial phase. So, here are some ways to manage tobacco cravings after quitting it: Delay gratification The concept of “id, ego, and superego” by Sigmund Freud can help one understand this strategy better. According to Freud, the id is the primitive part of the mind that functions by the “pleasure principle,” driving one to fulfill primitive urges, including the urge to have tobacco-based products. On the other hand, the superego functions by the “morality principle,” seeking to restrain one from consuming tobacco. The ego balances these two aspects of the mind and is driven by the “reality principle.” Individuals trying to resist tobacco cravings should focus on the “ego” aspect of the mind, resisting the urge and telling themselves to wait for ten more minutes before giving in to the temptation. Within these 10 minutes, one should try finding other activities to distract themselves, delaying the urge further. This process can help one overcome tobacco cravings over a while. Opt for nicotine replacement therapy Nicotine replacement therapy (NRT) is a technique that provides individuals with nicotine in forms other than tobacco, helping them break the habit of smoking or chewing tobacco. Inhalers, nasal sprays, nicotine patches, gums, and lozenges are some ways nicotine is ingested in the body in low doses. This therapy has been found to increase the rate of quitting tobacco by 50-70%. Identify and avoid foods that increase the urge to smoke Some smokers may feel the urge to smoke immediately after having certain foods, such as caffeine, meat, and deep-fried or sugary foods.
10 simple ways to get a free mobile phone

10 simple ways to get a free mobile phone

While mobile phones are necessary devices, they can be expensive. One has to not only spend on purchasing the phone but also pay for the service plan. These costs can quickly add up to substantial expenses, especially for those with a limited monthly budget. However, one can save on these expenses by exploring resources to get a mobile phone for free or at discounted rates. Here are some ways to get a free mobile phone. Government assistance programs One of the first resources that one can check out for free mobile phones is government assistance programs. Among these, one of the most popular is the Lifeline program. This initiative offers smartphones free of cost or even at discounted prices for those who are part of these federal programs – Supplemental Nutrition Assistance Program (SNAP – formerly known as Food Stamp Program) Medicaid Supplemental Security Income (SSI) Federal Public Housing Program Veterans Pension and Survivors Pension There are several eligibility criteria one must adhere to in order to get a free mobile phone. For example, one’s earning must be less than 135% of the federal poverty guidelines of each year. This means, the earnings must be less than $16,862 for a household of one person. Also, only one person in each household is eligible to receive a free mobile phone, even if there are multiple qualifying members in the family. Carrier promotions and deals Another easy way to get a free mobile phone is through cell phone carriers. All major carriers frequently roll out promotions offering free mobile phones. These include deals for new as well as existing customers who are signing up to purchase a new line. Some carriers also offer free phones as part of their internet package deals. Most of these deals require consumers to meet certain criteria, which are quite simple.
17 signs of an unstable marriage

17 signs of an unstable marriage

In the journey of marriage, even the strongest bonds encounter challenging terrain. The subtle transition from occasional rough patches to a potentially loveless or unhappy marriage can be an alarming realization for couples. With divorce rates hovering around 50%, it becomes paramount for couples to recognize the subtle signs that their union might be facing trouble. Marriages, while inherently beautiful, can falter, catching partners unaware until the signs become too evident to ignore. Communication breakdown Effective communication is the bedrock of a healthy marriage. When spouses struggle to communicate openly and authentically, a rift may form. This breakdown can manifest as avoidance, stonewalling, or heated arguments, signaling a need for improved communication strategies. Couples may benefit from learning active listening techniques and finding a safe space for open dialogue. Constant criticism Continuous criticism creates an environment of negativity. When one partner feels consistently attacked or belittled, the emotional safety within the marriage erodes. Recognizing this pattern early on allows cultivating a more supportive and encouraging atmosphere. Couples can explore constructive feedback mechanisms and emphasize positive reinforcement. Emotional disconnection Emotional distance can manifest even when couples share physical space. Partners may feel like strangers, and the absence of emotional connection undermines the core of marital resilience. Rebuilding emotional bridges requires vulnerability and open dialogue. Couples can engage in activities that promote emotional connection and seek professional guidance when needed. Escaping to distractions Excessive engagement with external distractions can be a coping mechanism to avoid facing marital issues. Whether through work, social media, or hobbies, this escape might signal a reluctance to address underlying concerns within the marriage. Encouraging open conversations about feelings of avoidance can help unveil deeper issues. Unresolved conflicts Persistent conflicts, when left unaddressed, can morph into deep-seated resentments. Revisiting the same issues without resolution creates a cycle of frustration.
6 household plants that are toxic to dogs

6 household plants that are toxic to dogs

As a pet parent, you probably pet-proofed your home before getting a dog or a cat. You ensure that the animals have no access to the chocolates, the antifreeze, the repellents, and even put all the hazardous toys out of their reach. But, most of us forget about plants. Read on to know how those seemingly safe and aesthetic potted plants in your home or yard can be toxic for your pet dog: 6 household plants to keep way from your dogs Sago palm The sago palm plant is a very common sight in households worldwide. Its leafy green aesthetic makes it the perfect addition to your indoor plant collection. It is also effortless to care for, making it a popular plant choice for homes. But, you may want to remove it or steer clear of it if you have a dog. This is simply because sago palm is toxic to dogs. It contains an element known as cycasin, which, if consumed, can lead to a wide range of symptoms or be fatal. If your dog has ingested this plant, you may note symptoms such as diarrhea, vomiting, tremors, loss of balance, and even seizures. In worse cases, consuming the sago palm plant can also lead to liver failure or death. Note that every part of this plant is toxic to dogs. Aloe vera The gel found in the aloe vera plant leaves has tons of health properties and works wonders for the skin. Not to mention, it is very low maintenance, which makes them the perfect choice for both indoor and outdoor decoration. But, what many do not know is aloe vera is toxic to dogs. The gel in the plant contains two toxic components: saponins and anthraquinones. These can prove harmful to your pet if ingested. Typical signs of aloe vera ingestion in dogs include vomiting, diarrhea, upset stomach, and lethargy.
Top 4 air purifiers and how to choose the best one

Top 4 air purifiers and how to choose the best one

With increasing sensitivity to allergens and rising pollution levels, air purifiers have become essential appliances. According to Bloomberg, the air purifier market will likely exceed $7 billion by 2032. This is not surprising at all, given how polluted the indoor environment can be, with the principal sources being dust, fires, car emissions, and cooking. Today you can find all kinds of purifiers, so here is all you need to know before buying one:  Top air purifiers Here are some of the best options for your home: Levoit LV-H132 One of the top-rated purifiers, the LV H132 by Levoit, is compact and small, with a capacity for filtering up to 129 square feet. It has a HEPA filter (or high-efficiency particulate air filter) capable of eliminating 99.97% of pollen, dust, odor, smoke, pet dander, and mold spores. It promises an outstanding performance backed by features like a three-stage filtration arrangement consisting of a HEPA filter, an activated carbon filter, and a pre-filter. Additionally, it comes with three fan settings, allowing you to control the purifier’s volume and speed. Furthermore, it is so tiny that you can easily place it on your desk. Levoit VeSync Core 400S Smart air purifier While most top purifiers on this list effectively eliminate pollutants from the air, the VeSync Core 400S by Levoit goes one step further and allows you to check the air quality indoors as well as outdoors. It has a VeSync app that provides real-time data about your home’s air quality, and you can also synchronize the unit with voice assistants. Besides that, it has an Auto Mode that conserves a lot of energy by automatically adjusting the fan speed according to the current air quality. Apart from these high-tech capabilities, the VeSync Core 400S possesses all the necessary features of a purifier, including a HEPA filter, and it can circulate air 5 times per hour with a wide cleaning radius of up to 403 square feet.
4 easy tips to keep dogs free of ticks and fleas

4 easy tips to keep dogs free of ticks and fleas

A pet’s fur can be the perfect breeding ground for fleas and ticks. These pests can annoy your pet throughout the day. Such parasites can also cause several health problems like Lyme disease and skin infections in dogs and humans. Fortunately, pet care experts have developed several ways to rid these critters of your furry friend. Here are four handy tips that help with managing flea and tick infestations in dogs: Initiate a treatment plan If your pet develops a pest infestation, the first and foremost thing to do is get them on a treatment plan. Here are a few prescriptions that can be helpful: Bravecto® (Fluralaner) This prescription for dogs comes in two types: a chewable option or a topical solution. Bravecto is approved by the FDA and works on dogs and puppies at least six months of age who weigh at least 4.4 pounds. If you pick the chewable option for your pet, it must be given with their food once a month. Alternately, the topical solution must be applied once every 12 weeks. You can also check out special offers on Bravecto’s website for attractive discounts on their products. Simparica Another recommended treatment for fleas and ticks is the FDA-approved chewable from Simparica. This prescription kills Deer ticks and helps prevent infections that may cause Lyme disease. Such an option must be given to your pet once a month and has lasting effects for up to 35 days. It is suitable for dogs six months or older and weighing at least 2.8 pounds. Other than the Deer tick, Simparica helps kill the lone star, Gulf Coast, American dog, and brown dog ticks. Bayer K9 Advantix II Bayer’s K9 Advantix II is a topical solution for dogs made from a combination of imidacloprid, pyriproxyfen, and permethrin. The formula is effective in exterminating and preventing fleas, ticks, mosquitoes, and lice.
Everything to Know About Migraine Triggers

Everything to Know About Migraine Triggers

Migraine is a type of headache that may result from a neurological condition. It causes severe pulsating pain, usually on one side of the head. If you regularly have migraine attacks, consult a neurologist who can treat your chronic migraine. The doctor will help you identify the factors that trigger your headaches and treat the pain accordingly. A person’s age, family history, sex, and hormones make them more prone to migraines. Migraine triggers Though the deep-rooted cause of migraines remains unknown, specific triggers can cause the onset of migraines. Some of them are: Food and food additives Particular food and chemical additives may set off migraine attacks. Fasting is another meal-related trigger that is responsible for this h ealth  condition. Caffeine, chocolate, cheese, pickled, fermented, and cured foods are associated with a migraine attack. Also, it has been found that food items containing more Tyramine may cause this condition. It has also been reported that Migraines may also be triggered by aspartame, an artificial sweetener, and Monosodium Glutamate (MSG), the flavor enhancer. Many people believe in this rational finding, while the experiments have led to conflicting results for aspartame. Hunger and dehydration Hunger or skipping meals is another factor that triggers this  health  condition. This results in lower glucose levels that can cause migraines. Dehydration is another factor that may contribute to this type of headache. Low hydration levels are the cause in forty percent of people. It also affects the overall body and leads to confusion and dizziness. Therefore, there is a need to stay properly hydrated. Strong and unusual smells Certain people have reported that migraine gets triggered by certain strong, unusual, and odd smells. Various smells, like the fragrance of perfumes, colognes, chemicals, and food odors, can cause the condition to set in. These triggers may lead to a migraine attack or worsen an existing one.